PM Vishwakarma Yojana Online Apply – All You Need to Know

Vishwakarma Yojana is a government initiative aimed at providing financial assistance to skilled artisans and craftsmen in India. The scheme was launched in 2018 and has since then helped thousands of individuals in the country to start their own businesses and become self-reliant. The program offers various benefits such as loans, training, and marketing support to eligible candidates. In this blog post, we will delve deeper into the details of the Vishwakarma Yojana and explore how it is transforming the lives of artisans and craftsmen in India.

Vishwakarma Yojana Overview

The Vishwakarma Yojana is a comprehensive scheme launched by the Indian government to provide extensive support to artisans and craftspeople. This initiative, launched on September 17, 2023, aims to empower individuals engaged in 18 different trades, including carpentry, sculpting, masonry, and more. The scheme offers a range of benefits, such as recognition through a Vishwakarma certificate and ID card, skill upgrading, toolkit incentives, and entrepreneurial training.

Additionally, the program provides financial assistance, collateral-free credit support, and marketing aid to enhance the quality and reach of products and services. The Vishwakarma Yojana is designed to uplift the well-being of artisans, promote India’s rich cultural heritage, and integrate skilled workers into the MSME value chain.

Scheme Name	PM Vishwakarma Kaushal Samman Yojana
Category	Atma Nirbhar Bharat
Launch Date	17 September 2023
Announce Date	15 August 2023
Beneficiaries	SC ST OBC, economic weak category people, traditional artisans and craftspeople
Launch by	PM Shri Narendra Modi
Budget	13000 to 15000 Crore Rs.

PM Vishwakarma Yojana Objective

The Prime Minister Vishwakarma Yojana (PMVY) is a groundbreaking initiative launched by the Indian government, aiming to empower artisans and craftspeople across the country. The primary objective of the scheme is to enhance the quality and reach of products and services crafted by artisans, while promoting India’s rich cultural heritage and tradition. The PMVY provides financial support, skill training, skill upgradation, and marketing assistance to small artisans and craftsmen, regardless of their location.

The objectives of the Scheme are as under:

• To enable the recognition of artisans and craftspeople as Vishwakarma, making them eligible to avail all the benefits under the Scheme.
• To provide skill upgradation to hone their skills and make relevant and suitable training opportunities available to them.
• To provide support for better and modern tools to enhance their capability, productivity, and quality of products and services.
• To provide the beneficiaries an easy access to collateral free credit and reduce the cost of credit by providing interest subvention.
• To provide incentives for digital transactions to encourage digital empowerment of Vishwakarmas.
• To provide a platform for brand promotion and market linkages to help them access new opportunities for growth.

The following points highlight the key aspects of the PMVY:

• The scheme was launched on September 17, 2023, by Prime Minister Narendra Modi during Vishwakarma Jayanti
• The PMVY is fully funded by the Union Government, with a financial outlay of ₹13,280 crores
• Artisans and craftspeople will be registered free of charge through a biometric-based PM Vishwakarma Portal
• The scheme offers recognition through a PM Vishwakarma Certificate and an ID Card, along with collateral-free credit support
• The PMVY aims to reach and bring prosperity to 30 lakh families, covering 18 traditional trades initially
• The skilling intervention under PMVY is designed to enhance the capabilities of traditional artisans and craftspeople

The PMVY is an endeavor to uplift the Vishwakarmas of India, who work tirelessly with their hands to create masterpieces. The scheme is expected to integrate these skilled workers into the MSME value chain, advance financial inclusion, and boost the well-being of artisans and craftspeople

PM Vishwakarma Yojana Main Features

The PM Vishwakarma Yojana, launched on September 17, 2023, is a significant government scheme aimed at empowering small artisans and craftsmen across India. The scheme’s main features include financial support, skill training, and marketing assistance to enhance the well-being of artisans and promote India’s culture and tradition. Some key highlights of the scheme are:

• Financial Support: The scheme provides collateral-free credit and loans to artisans, with a financial outlay of ₹13,280 crores.
• Skill Training and Upgradation: Artisans receive skill training and toolkit incentives to improve the quality and scale of their products.
• Marketing Assistance: The scheme offers support for digital transactions and marketing activities to integrate artisans into domestic and global value chains.
• Recognition and Registration: Artisans are recognized through a PM Vishwakarma Certificate and an ID Card, and they can register free of charge through a biometric-based portal.

The PM Vishwakarma Yojana is a comprehensive effort to uplift and support the skilled workforce of India, integrating them into the MSME value chain and advancing the cause of financial inclusion.

Vishwakarma Yojana Benefits

The PM Vishwakarma Yojana is a government scheme aimed at empowering small artisans and craftsmen across India. The scheme offers a range of benefits to the beneficiaries, including financial support, skill training, skill upgradation, and marketing assistance. The scheme provides collateral-free credit and loans to artisans, with a financial outlay of ₹13,280 crores. Artisans receive skill training and toolkit incentives to improve the quality and scale of their products.

The scheme offers support for digital transactions and marketing activities to integrate artisans into domestic and global value chains. Artisans are recognized through a PM Vishwakarma Certificate and an ID Card, and they can register free of charge through a biometric-based portal. The PM Vishwakarma Yojana is expected to reach and bring prosperity to 30 lakh families, covering 18 traditional trades initially. The scheme is a comprehensive effort to uplift and support the skilled workforce of India, integrating them into the MSME value chain and advancing the cause of financial inclusion.

The Scheme Benefits are:

1. Recognition:

Recognition as Vishwakarma through Certificate and ID Card by the Government.

2 Skilling:

1. Skill Verification followed by 5-7 days (40 hours) Basic Training.
2. Interested candidates can also enroll for 15. days (120 hours) Advanced Training.
3. Training Stipend: ₹ 500 per day.

3. Toolkit Incentive: ₹ 15,000 grant

4. Credit Support

1. Collateral free Enterprise Development Loans: Rs 1 lakh (First Tranche for 18 months repayment) & ₹ 2 lakh (Second Tranche for 30 months repayment).
2. Concessional Rate of Interest 5% to be charged from the beneficiary with Interest Subvention cap of 8% to be paid by MoMSME.
3. Credit Guarantee fees to be borne by Gol.

5. Incentive for Digital Transaction:

₹ 1 per transaction for maximum upto 100 transactions (monthly)

6. Marketing Support:

National Committee for Marketing (NCM) will provide services such as Quality Certification, Branding & Promotion E-commerce linkage, Trade Fairs advertising, publicity and other marketing activities

PM Vishwakarma Yojana envisions a future where India’s skilled artisans step onto the grand stage of the formal MSME ecosystem. Not just passive beneficiaries, they’ll be recognized as full-fledged entrepreneurs with an official identity on the Udyam Assist Platform.

This isn’t just a technical formality; it’s a gateway to a world of possibilities. Imagine artisans accessing government schemes, loans, and marketing opportunities they were once excluded from. Think formalization of their enterprises, opening doors to new markets and collaborations.

But how does this transformation happen? Enter the Aadhaar-powered enrolment process. Through Common Service Centres, artisans seamlessly join the PM Vishwakarma portal, their identities verified through secure biometric authentication. This ensures transparency and prevents duplication, paving the way for targeted support.

PM Vishwakarma Shram Samman Yojana Eligibility

Here, we will discuss the eligibility criteria for the PMVSSY, helping you determine if you qualify for this transformative program.

Eligibility Criteria for PMVSSY

To be eligible for the PMVSSY, applicants must meet the following criteria:

1. Community: The scheme targets 140 castes coming under the Vishwakarma community
2. Location: The PMVSSY is open to both rural and urban-based artisans and craftsmen
3. Age: There is no specific age limit for applicants, but they should be of working age and able to benefit from the scheme’s offerings.
4. Income: Applicants must have an annual income of less than ₹30,000 from their craft or trade

How to Check Eligibility PM Vishwakarma Shram Samman Yojana

To check your eligibility for the PMVSSY, follow these steps:

1. Visit the official PM Vishwakarma portal
2. Register yourself on the portal using your Aadhaar-based biometric authentication.
3. Complete the three-step verification process, which includes verification at the Gram Panchayat/ULB level, vetting and recommendation by the District Implementation Committee, and approval by the Screening Committee

By meeting the eligibility criteria and following the application process, you can take advantage of the benefits offered by the PMVSSY. The scheme aims to enhance the well-being of artisans and craftsmen, promote India’s culture and tradition, and integrate skilled workers into the MSME value chain

Trades covered under PM Vishwakarma Yojana

The scheme initially covers 18 traditional trades, providing extensive support to individuals engaged in these specific areas. The trades covered under the PM Vishwakarma Yojana include:

Wood Based	Carpenter (Suthar)
	Boat Maker
Iron/Metal Based*/ Stone Based	Armourer
	Blacksmith (Lohar)
	Hammer and Tool Kit Maker
	Locksmith
	Sculptor (Moortikar, stone carver), Stone Breaker
Gold/Silver Based	Goldsmith (Sunar)
Clay Based	Potter (Kumhaar)
Leather Based	Cobbler (Charmakar)
	Shoesmith/ Footwear Artisan
Architecture/ Construction	Mason (Raajmistri)
Others	Basket/ Mat/ Broom Maker/ Coir Weaver
	Doll & Toy Maker (Traditional)
	Barber (Naai)
	Garland Maker (Malakaar)
	Washerman (Dhobi)
	Tailor (Darzi)
	Fishing Net Maker

Note: Also includes manufacture of Bronze, Brass, Copper, Dias, Utensils, Figurines, etc.

These trades represent the diverse skill sets and craftsmanship prevalent in India. The PM Vishwakarma Yojana aims to provide financial assistance, skill training, and marketing support to individuals involved in these trades, thereby enhancing their well-being and integrating them into the MSME value chain.

By focusing on these specific trades, the scheme seeks to preserve and promote India’s rich cultural heritage and tradition, while also fostering economic growth and empowerment within these artisan communities. The PM Vishwakarma Yojana is a testament to the government’s commitment to supporting and uplifting the skilled workforce of the country.

If you are engaged in any of these traditional trades, you may be eligible to avail the benefits of the PM Vishwakarma Yojana. The scheme is expected to have a transformative impact on the lives of artisans and craftsmen, providing them with the necessary resources to thrive and contribute to the country’s cultural and economic landscape.

Documents Required For PM Vishwakarma Yojana

If you are interested in availing the benefits of the PM Vishwakarma Yojana, you must provide certain documents during the application process. Here are the documents required for the PM Vishwakarma Yojana:

1. Aadhaar Card: The Aadhaar card is mandatory for registering on the PM Vishwakarma portal and availing the benefits of the scheme.
2. Proof of Age: You must provide proof of your age, such as a birth certificate or school leaving certificate, to establish your eligibility for the scheme.
3. Proof of Residence: You must provide proof of your residence, such as a voter ID card or utility bill, to establish your location and eligibility for the scheme.
4. Passport Size Photos: You must provide passport size photos of yourself for registration on the PM Vishwakarma portal.
5. Relevant Documents/Declaration: You may be required to provide additional documents or declarations, depending on the specific requirements of the scheme.

By providing these documents, you can complete the registration process and avail the benefits of the PM Vishwakarma Yojana. The scheme is expected to have a transformative impact on the lives of artisans and craftsmen, providing them with the necessary resources to thrive and contribute to the country’s cultural and economic landscape

How to Apply Online For PM Vishwakarma Yojana

If you find yourself eligible to apply for PMVY, you have to go to your nearest CSC Centre.

1. There you have select two questions asked by the system, i.e. Is there any government employee in your family? and Have you availed any similar credit or loan before?

2. Answering the questions, you have to verify your AADHAAR and mobile number.

3. Then you have to authenticate your biometric to get register for the scheme.

4. After that you have to fill up the entire Application Form as mentioned on the website.

5. At last, accepting all the declaration, submit the form and wait for the verification process conducted by proper authority.

How to Check Your PMVY Application Status

To check your application status, you have to visit the nearest CSC center with the application details. On the other hand, you may also contact the help line numbers provided by the Government.

Which lending institutions can provide credit under the Scheme?

Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Cooperative Banks, Non-Banking Finance Companies and Micro Finance Institutions are eligible to lend under this Scheme.

PM Vishwakarma Scheme Helpline Number

Toll Free Helpline Number

Telephone: 18002677777 and 17923

Champions Desk Ministry of MSME

Email id: champions[at]gov[dot]in

Contact No. : 011-23061574

Click here Complete list of Helpline Number

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